Consider this scenario: You’re in the
market to buy a new car and you
have a list of all the factors that will
go into your ultimate decision. Gas
mileage is one of those top-of-the-
list factors because you want
something that will save you money
and will be good for the
environment. You figure that one of
the new smaller models is probably a
good bet because smaller cars tend
to get better mileage due to their
lighter weight. So you decide to go
for a smaller car, more fuel efficient
car.
However, a recent report by the
Insurance Institute for Highway
Safety shows what’s good for your
wallet may not be the best bet for
your safety. The company put
together data to see which cars get
into accidents most frequently and it
seems smaller cars are at the top of
the list. The most recently issued
IIHS Status Report ranked the most
dangerous cars on the road based on
the personal injury protection (PIP)
claims for cars manufactured
between 2009 and 2011.
The size of the car was one obvious
reason smaller cars were higher on
the list, but vice president of the
Highway Loss Data Institute, Matt
Moore explains the driver’s income,
location and rate of use also factor
in. He reasoned that because
“smaller vehicles are more likely to
be in urban areas, and smaller
vehicles are likely to be driven more
frequently because they’re owned by
a single person in a given
household,” the odds of
these compact vehicles of getting
into accidents go up.
What does all this add up to? These
smaller cars pose a great risk for the
driver, since their compact size
makes them more likely to sustain
greater damages when in a collision
with a bigger vehicle or stationary
object. What makes the cars cheaper
to drive, also makes them a hazard
for the driver.
We have the list of the top five cars
on the list, along with their claim
frequencies (per 1,000 insured
vehicle years). Read on to see if
you’re at a higher risk.
5. Kia Rio – Claim Frequency 24.9
4. Mitsubishi Galant – Claim
Frequency 25.4
3. Chevrolet Aveo – Claim
frequency: 26
2. Suzuki SX4 – Claim frequency:
26.6
1. Toyota Yaris – Claim
frequency: 28.5
market to buy a new car and you
have a list of all the factors that will
go into your ultimate decision. Gas
mileage is one of those top-of-the-
list factors because you want
something that will save you money
and will be good for the
environment. You figure that one of
the new smaller models is probably a
good bet because smaller cars tend
to get better mileage due to their
lighter weight. So you decide to go
for a smaller car, more fuel efficient
car.
However, a recent report by the
Insurance Institute for Highway
Safety shows what’s good for your
wallet may not be the best bet for
your safety. The company put
together data to see which cars get
into accidents most frequently and it
seems smaller cars are at the top of
the list. The most recently issued
IIHS Status Report ranked the most
dangerous cars on the road based on
the personal injury protection (PIP)
claims for cars manufactured
between 2009 and 2011.
The size of the car was one obvious
reason smaller cars were higher on
the list, but vice president of the
Highway Loss Data Institute, Matt
Moore explains the driver’s income,
location and rate of use also factor
in. He reasoned that because
“smaller vehicles are more likely to
be in urban areas, and smaller
vehicles are likely to be driven more
frequently because they’re owned by
a single person in a given
household,” the odds of
these compact vehicles of getting
into accidents go up.
What does all this add up to? These
smaller cars pose a great risk for the
driver, since their compact size
makes them more likely to sustain
greater damages when in a collision
with a bigger vehicle or stationary
object. What makes the cars cheaper
to drive, also makes them a hazard
for the driver.
We have the list of the top five cars
on the list, along with their claim
frequencies (per 1,000 insured
vehicle years). Read on to see if
you’re at a higher risk.
5. Kia Rio – Claim Frequency 24.9
4. Mitsubishi Galant – Claim
Frequency 25.4
3. Chevrolet Aveo – Claim
frequency: 26
2. Suzuki SX4 – Claim frequency:
26.6
1. Toyota Yaris – Claim
frequency: 28.5
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